All I did was collect cardboard from a cereal box, some cute fabric, some envelopes, a small notebook, labels, and my magical hot glue gun.
Simply cover the cardboard by securing your fabric with hot glue. It helps to iron your fabric first. Fold where you want your “seams” and crease it by ironing. It will make the gluing process easier. You can make the planner whatever size you like. I estimated based on my envelopes and notebook size. First I covered the outside of the planner with a vintage flower fabric. Be sure to make your corners tidy! Then, using a contrasting fabric, cover the inside.
Once you have your cover done, glue your notebook to one side. And your envelopes to the other. I used scraps of paper to make an accordion style file out of four envelopes. Then stick on your labels and you are done! I love how mine turned out! If you make one, let me know! I would love to see! This little tool really comes i handy when you want to try to save some dough!